Knowledge

Knowledge Hub · StartLiving Group

Specifications, banking procedures, fraud prevention and engineering — written for buyers, sellers, mandates and brokers.

Refinery tank farm at dusk, jet fuel storage tanks
Specifications & Analytics · 4 min read

Jet A-1 specification explained: ASTM D1655 and DEF STAN 91-091 limits

What a Jet A-1 specification actually requires: the ASTM D1655 and DEF STAN 91-091 limits for density, flash point, freezing point, sulphur, thermal stability and conductivity, where the two standards differ, and which certificate a buyer should ask for.

24.09.2026Read article →
Independent tank terminal with shore tanks and jetty, Rotterdam port area
Fraud Prevention & Due Diligence · 4 min read

Fake Tank Storage Receipts and DTA Documents: How to Verify a Rotterdam or Houston Tank Farm

Tank storage receipts, DTAs and injection reports are the most forged documents in fuel trading. This guide explains what a genuine terminal document looks like, how Rotterdam and Houston tank farms actually work and how to verify a tank farm before any payment.

22.09.2026Read article →
Asphalt paver and roller laying a binder course on a new highway
Infrastructure & Material Engineering · 4 min read

Road Construction Materials: Base Course Aggregates, Bitumen 60/70 and PMB — Quantities per km

A worked estimate of road construction materials per kilometre: unbound base course aggregates, asphalt layers, bitumen 60/70 or polymer-modified binder, with the assumptions stated so you can rescale them.

22.09.2026Read article →
Bank trade finance desk with SWIFT terminal and printed guarantee text
Banking, Finance & Contracts · 4 min read

SBLC MT760 "Monetisation" Myths: What a Standby Letter of Credit Can and Cannot Do

A standby letter of credit sent by MT760 is a bank undertaking to pay on default, not an asset to be "monetised", leased or traded. What ISP98 and UCP 600 actually allow, and how SBLC offers are used in diesel deals.

21.09.2026Read article →
Bank trade finance documents and SWIFT messages on a desk
Banking, Finance & Contracts · 4 min read

DLC MT700 vs SBLC MT760 in Physical Commodity Deals

A documentary credit pays against documents; a standby pays against default. Why the choice of MT700 or MT760 changes the whole procedure, what UCP 600, ISP98 and ISBP 821 govern, and where MT799 and MT103 fit in.

17.09.2026Read article →
Cement silos and a kiln line at a clinker plant under a clear sky
Infrastructure & Material Engineering · 4 min read

Cement CEM I 42.5 vs 52.5 and Clinker: Choosing Binders for Bridges, High-Rise and Precast

How CEM I 42.5 and 52.5 differ under EN 197-1, what the N and R suffixes mean, when clinker is bought instead of cement, and which binder suits bridges, high-rise cores and precast plants.

15.09.2026Read article →
Bulk carrier alongside a terminal berth with shore cranes, cargo documents in hand
Banking, Finance & Contracts · 4 min read

MT103 Against Bill of Lading: How Payment on Delivery Really Works in Bulk Commodity Trades

What "MT103 against bill of lading" means in a physical diesel or sugar contract, why a bank wire is not a payment guarantee, and how documentary collection and letters of credit replace it in institutional trades.

14.09.2026Read article →
Refined white sugar crystals close up
Specifications & Analytics · 3 min read

ICUMSA 45 vs ICUMSA 150: What the Number Really Means

The ICUMSA number is a colour reading, not a grade name. What 45 and 150 IU mean, which other parameters define refined and crystal sugar, and why polarisation, ash and moisture decide whether a cargo is fit for purpose.

10.09.2026Read article →
Construction site of a highway bridge with cranes and formwork at sunrise
Infrastructure & Material Engineering · 4 min read

EPC Turnkey Contracts Explained: FIDIC Silver vs Yellow Book for Roads, Bridges and Industrial Plants

What an EPC turnkey contract is, how the FIDIC Silver Book differs from the Yellow Book in risk, price and contract administration, and which form suits a road, a bridge or an industrial plant.

08.09.2026Read article →
Refinery tank farm at dusk, EN 590 diesel storage
Specifications & Analytics · 3 min read

How to Read an EN 590 10 ppm Specification Sheet

A line-by-line guide to the EN 590 diesel specification: sulphur, cetane, density, distillation, CFPP, lubricity and FAME, and how to tell a guaranteed refinery spec from a marketing sheet.

03.09.2026Read article →